Credit report site Phoenix

Last week, Experian, one of the three major credit-reporting agencies, agreed to pay $950,000 to settle charges that it deceived consumers into signing up for its credit-monitoring service by offering free credit reports. The FTC said Experian's Internet sites, www.freecreditreport.com and www.consumerinfo.com, failed credit report site Phoenix to adequately disclose that consumers who ordered their credit reports would automatically be charged $79.95. The FTC also alleged that credit report site Phoenix Experian sought to associate its Internet sites with the government-mandated free credit-report program. The Internet site for credit report site Phoenix that program, which has credit report site Phoenix been phased in across the country since December 2004, is www.annualcreditreport.com. Experian has improved disclosures on its Web sites. Now, consumers who click on to the sites will credit report site Phoenix see a box on the first page advising them that when they order their free credit report, they'll be signed up for the credit-monitoring credit report site Phoenix service. gov free credit report Experian also agreed to provide refunds to some customers. Consumers who enrolled in the credit-monitoring service from 2000 to 2003, canceled the service and disputed the charges may be eligible. If you believe you qualify for a refund and want more information, go to www.ftc.gov/freereports or call 202-326-3457.

The FTC settlement with credit report site Phoenix Experian doesn't resolve an ongoing problem: "impostor sites" that attempt to hijack consumers seeking to order free credit reports. These sites use misspellings and credit report site Phoenix sound-alike names to misdirect consumers credit report site Phoenix to sites unrelated to the government-mandated site. free yearly credit report The credit report site Phoenix FTC has sent letters to 130 impostor sites warning them that attempts to mislead consumers are illegal. Researchers for the World Privacy Forum, a consumer education organization, found 112 sites in June that were using some combination or close spelling of "annual credit report site Phoenix credit report." Some of the sites asked for Social Security numbers, birth dates and other sensitive information, the World Privacy Forum credit report site Phoenix report said. Others directed consumers to sites that sell identity theft or other credit-related products and services, the report said. Consumers land on impostor sites in two primary ways: by mistyping the name of the official Internet site, credit report site Phoenix or by using a search engine and clicking on the wrong result, the report said. If you're planning to exercise your right to order free credit report site Phoenix credit reports, there are several ways to protect yourself: Link to the legitimate site through the Federal Trade Commission's Internet site, www.ftc.gov. free credit reports by law When you go to www.ftc.gov, you'll see two buttons that credit report site Phoenix link to the official site, says Lydia Parnes, director of the FTC's Bureau of Consumer Protection.